Terms of Use

Last updated: March 2026

About this website

This website (agos-ai.org) is a purely informational resource. Its sole purpose is to inform Philippine businesses about an AI-powered cross-border payment tool and to provide a link to that tool's website. We do not offer, sell, or operate any financial services, payment processing, or money transfer services.

What we do

We provide general information about cross-border payment challenges faced by Philippine BPO and IT companies, and we share a link to a third-party AI platform (amani-ai.com) that may help address those challenges. That is the full extent of our service.

What we do not do

• We do not collect, store, or process any personal or financial data.
• We do not handle payments, transfers, or financial transactions of any kind.
• We do not create accounts, hold funds, or act as a financial intermediary.
• We do not provide financial, legal, or tax advice.

Third-party service

The AI payment tool we reference is operated independently by amani-ai.com. By clicking any link on this website, you will be redirected to their platform. Any account creation, data submission, or financial activity takes place entirely on their platform and is governed by their own Terms of Service and Privacy Policy.

We have no control over and accept no responsibility for the content, policies, or practices of that third-party platform.

No warranties

This website is provided "as is" for informational purposes only. We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of the information presented. Market conditions, fees, and platform features described are subject to change without notice.

Limitation of liability

To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or your reliance on information presented here. Any decisions you make regarding cross-border payments are your own responsibility.

Intellectual property

The content on this website is for informational use only. You may not reproduce or redistribute it for commercial purposes without permission.

Governing law

These Terms are governed by the laws of the Republic of the Philippines. Any disputes shall be subject to the exclusive jurisdiction of the courts of the Philippines.

Changes to these terms

We may update these Terms of Use at any time. The "Last updated" date at the top of this page will reflect any changes. Continued use of the website constitutes acceptance of the updated terms.

Contact

If you have any questions about these Terms, please contact us at: hello@agos-ai.org